Your Phone Number Is a Password. Lock It.

You have probably had your mobile number longer than your current address. It sits on old forms, in doctors’ files, in a hundred contact lists. For most of its life, it was just a way to be reached. Somewhere along the way, without anyone deciding it, that number became something else: the master recovery key … Read more

One Request, More Than 600 Data Brokers

Somewhere right now, companies you have never heard of are selling a file on your family. Data brokers assemble it from public records, loyalty programs, app permissions, and each other: names, addresses, phone numbers, home value, approximate income, who lives in your house, plus guesses about your health or politics inferred on top. Nobody asked … Read more

Why Estate Planning Comes Last — Not First

Most people treat estate planning as the first thing they do about family continuity. They schedule a meeting with an attorney, answer questions they have never considered before, sign documents that reflect the best thinking they can produce in the moment, and file the results in a drawer. The questions were abstract. The process felt … Read more